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$3M in FDIC
Holdings Debit Card

Run Your Business.
We’ll Handle the Finances.

Run Your Business.
We’ll Handle the Finances.

Banking, bookkeeping, and accounting—all in one platform. No fees, high APY, and zero financial headaches.

Banking, bookkeeping, and accounting—all in one platform. No fees, high APY, and zero financial headaches.

Blur Blue
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Platform Outline
Accounts Image
$3M in FDIC
Holdings Debit Card

Run Your Business.
We’ll Handle the Finances.

Banking, bookkeeping, and accounting—all in one platform. No fees, high APY, and zero financial headaches.

FDIC logo

Banking services and sweep

network provided by i3 Bank, Member FDIC

SOC Compliant

and reviewed by

3rd party

AICPA logo
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Platform Picture

No surprises. No fine print. Just banking that’s on your side.

Get Started

Platform Picture

No surprises. No fine print. Just banking that’s on your side.

Get Started

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Up to 3% APY*

Holdings Cash Account

Tiered rates that grow with your business:


1.5% APY* = $50K-$250K

2% APY* = $250K-$1M

3% APY* = Over $1M

*Annual Percentage Yield (APY) is variable and subject to change after account opening. Rate is compounded monthly and credited monthly.

Up to 3% APY*

Holdings Cash Account

Tiered rates that grow with your business:


1.5% APY* = $50K-$250K

2% APY* = $250K-$1M

3% APY* = Over $1M

*Annual Percentage Yield (APY) is variable and subject to change after account opening. Rate is compounded monthly and credited monthly.

No monthly fees

No monthly fees

Unlimited transactions

Unlimited transactions

Easy to use digital banking platform

Easy to use digital banking platform

Apply in 10 minutes

Apply in 10 minutes

Start strong—no minimums, no barriers.

Start strong—no minimums, no barriers.

No minimum balance required

Apply in 10 mins

No fees

Easy to Use

Unlimited transactions

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Your funds are protected—up to $3M FDIC insurance through our partner banks.

250k

Avg Bank

3M

Holdings

gradient background

Your funds are protected—up to $3M FDIC insurance through our partner banks.

250k

Avg Bank

3M

Holdings

gradient background

Your funds are protected—up to $3M FDIC insurance through our partner banks.

250k

Avg Bank

3M

Holdings

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From Our Customers

FAQ

How does the tiered interest structure work?

Is there a cost for money transfers?

Do I need to maintain a minimum balance?

Are there any hidden fees?

How does the Sweep Program provide up to $3M in FDIC insurance?

What statements are provided?

FAQ

How does the tiered interest structure work?

Is there a cost for money transfers?

Do I need to maintain a minimum balance?

Are there any hidden fees?

How does the Sweep Program provide up to $3M in FDIC insurance?

What statements are provided?

FAQ

How does the tiered interest structure work?

Is there a cost for money transfers?

Do I need to maintain a minimum balance?

Are there any hidden fees?

How does the Sweep Program provide up to $3M in FDIC insurance?

What statements are provided?

Your business deserves more. Holdings helps you earn it.
Your business deserves more. Holdings helps you earn it.
Your business deserves more. Holdings helps you earn it.

Hustle Handbook: News, Insights, & Perks for Business Owners

No fees. No fluff. Just the SMB news, money moves, and high-yield banking tips you actually need— delivered quick, clear and jargon-free.

Disclaimers and footnotes

© 2023-2024 Holdings Financial Technologies Inc. All rights reserved.

Holdings is a financial technology company, not a bank. Banking services provided by i3 Bank, Member FDIC. The Holdings Visa® Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
Funds deposited in your Holdings account are held by i3 Bank, Member FDIC. The standard deposit amount is $250,000 per depositor, per insured bank, for each account ownership category.

Through i3 Bank's Sweep Program, funds may be eligible for up to $3M in FDIC insurance. Find additional information about the Sweep Program here

Hustle Handbook: News, Insights, & Perks for Business Owners

No fees. No fluff. Just the SMB news, money moves, and high-yield banking tips you actually need— delivered quick, clear and jargon-free.

Disclaimers and footnotes

© 2023-2024 Holdings Financial Technologies Inc. All rights reserved.

Holdings is a financial technology company, not a bank. Banking services provided by i3 Bank, Member FDIC. The Holdings Visa® Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
Funds deposited in your Holdings account are held by i3 Bank, Member FDIC. The standard deposit amount is $250,000 per depositor, per insured bank, for each account ownership category.

Through i3 Bank's Sweep Program, funds may be eligible for up to $3M in FDIC insurance. Find additional information about the Sweep Program here

Hustle Handbook: News, Insights, & Perks for Business Owners

No fees. No fluff. Just the SMB news, money moves, and high-yield banking tips you actually need— delivered quick, clear and jargon-free.

Disclaimers and footnotes

© 2023-2024 Holdings Financial Technologies Inc. All rights reserved.

Holdings is a financial technology company, not a bank. Banking services provided by i3 Bank, Member FDIC. The Holdings Visa® Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
Funds deposited in your Holdings account are held by i3 Bank, Member FDIC. The standard deposit amount is $250,000 per depositor, per insured bank, for each account ownership category.

Through i3 Bank's Sweep Program, funds may be eligible for up to $3M in FDIC insurance. Find additional information about the Sweep Program here